For more than 28 million small business owners, today is an important day; it’s Small Business Saturday. We all are aware of the deals at the big box stores on Black Friday and Cyber Monday, but on Small Business Saturday, the focus turns to the small businesses in our communities. And, it’s important to support your local small businesses. Since…
Author: Justin
An Alternative to Traditional Health Insurance
Today we start with a disclaimer: This post is intended to educate readers about an alternative option to traditional health insurance, and it is not a recommendation. CONSULT YOUR FINANCIAL ADVISOR, OR OTHER FINANCIAL PROFESSIONAL, TO DETERMINE IF THESE ALTERNATIVES ARE A GOOD FIT FOR YOU. It’s November, which means it’s open enrollment for health insurance coverage in 2017. And…
Bullish On Financial Advisory Industry
It’s my last day in NYC, and it’s been an amazing trip. This was my first time here, and I enjoyed seeing as much of what the city has to offer as I could. Naturally, my first stop was Wall Street–no respectful finance nerd would go anywhere else first. After purchasing a CD and getting directions from an aspiring rapper…
Veterans, Thank You!
Like so many, I posted thank you messages on my social media this morning. I sent text messages to friends who are either active duty, or veterans to personally thank them for their service. I even got up at 5:00 AM to do the CrossFit workout “Murph” (look it up) in remembrance of those who lost their lives defending my…
Just Breathe…
11/9/2016 @ 12:03 AM It appears Donald Trump is on his way to the White House. It may not be official by the time you read this in the morning; due to how close the race is, I anticipate requests for recounts, which will delay the conclusion to the 2016 Presidential election. But, while we may be waiting for the…
Indiana Teachers: An Update to the Indiana Public Retirement System (INPRS)
Listen up Indiana Educators: before long, there will be talk in the teachers’ lounge about changes coming to the Indiana Public Retirement System, which TRF became a part of a few years ago. Although well intentioned, the information you get in the teachers’ lounge isn’t always accurate. So here is a breakdown of the upcoming changes:
Ben Carlson’s Purchases Worth The Money
“While I think that lifestyle inflation is an issue for many people when trying to save, there are plenty of areas where it makes sense to shell out some cash.” – Ben Carlson I often tell clients financial planning is about finding balance–a balance between preparing for long term goals, while enjoying and experiencing life today. The struggle…
A Must Listen to Podcast: Tim Ferriss and Seth Godin
Lately, I’ve become an avid listener of podcasts. I love the fact that I can listen to and learn from people way smarter than I am anytime of the day. It should come as no surprise that the majority of my podcast listening is centered around finance: Barry Ritholtz’s Masters in Business, The Meb Faber Show, and Patrick O’Shaughnessy’s Invest…
Act As If…
Want a quick way to end up in a financial mess (warning: NSFW language)…
A New Retirement
My fellow Millennials, it’s time we have a heart-to-heart about retirement. If you are planning on working for 30 years and then retiring, it is time to reassess those goals. Our retirement is going to be much different than the generations before us. Old Retirement = Pension + Social Security+ Savings Here are the facts: Life expectancies continue to rise:…