A few weeks ago I blogged about the frustrations of rangebound markets for the long term investor. Well, it’s been a good few weeks, and we’re back at the top of the range. We’ll soon know what this visit will bring. Stay tuned… Disclaimer: Nothing on this blog should be considered advice, or recommendations. If you have questions pertaining your individual…
Author: Justin
Health Insurance Premiums Going Up, in 20-17
Hopefully, you read the title as if you were singing ILoveMakonnen’s “Tuesday”! Today was supposed to get off to a great start…it’s National Donut Day. But, the first article I read on Twitter put a bit of a damper on the national holiday. It is a national holiday, right? According to an article by a local news station, Anthem is predicting…
Protecting Your Most Valuable Asset
What’s your most valuable asset? Your 401(k)? Your home? Guess again. While these two assets typically dominate most Millennials’ assets section on a net worth statement, there is an asset that is more valuable than both–your income. Without your income, there is no 401(k) and no home; your income provides for your family, allows you to save for the future,…
Time Flies…
For the second consecutive year, my sons, Roman and Leo, have participated in Lemonade Day, with the help of Mom and Dad. If you’re not familiar with Lemonade Day and have little ones, you should look into it; it’s a national program encouraging entrepreneurship. We’ve enjoyed the program because it has helped my wife and I pass our entrepreneurial spirit…
Stuck In A Range
range·bound / ˈrānjˌbound/• adj. (generally of market prices) not straying outside a particular range Source: Encyclopedia.com After a strong recovery in the stock market following the Great Recession, the last couple of years for investors have been lackluster–better yet, frustrating, but it hasn’t been due to lack of excitement. We’ve had the Fed raise rates, the market getting upset…
The Presidential Election and Your Investments
With Donald Trump as the last standing Republican presidential candidate, and Hillary appearing to have a lock on the Democratic nomination, the conversation in financial media has already turned to “which candidate is better for your portfolio?” Although no one really knows what impact the election will have on the market’s short term return, it will be a daily conversation for…
Whole Life Insurance: Financial Planning Red Flag #1
I recently met with an ambitious 20 year old looking to make sure she was building a sound foundation for her finances. As we talked about her goals, financial situation, and savings I learned that she has been sold a whole life insurance policy–financial planning red flag #1–after meeting with a friend just getting started in the business. For those not…
Assembling Your Financial Dream Team
Basketball has always been a big part of my life; I fell in love with it when I was two years old, played through college, and continue to enjoy it with my two boys. The other day I was watching a game with my oldest, Roman, and I had an epiphany. Much like a basketball team’s quest for a championship…
All About Your Benjamins First Video Blog: The DOL’ s Fiduciary Ruling
This is the first of many video blogs (not sure I can bring myself to use the term “vlog”) to come. Producing a short video is much harder than I expected; mainly, because I don’t know how to edit yet, so I’ve got to try to nail it in one take. Overall, I’m happy with the first video, and I’m…
The Quest to Become the Fittest Financial Advisor 16.3
16.3 came and went. I’m a little late in posting this update, but it’s for good reason. Busy days with clients will always postpone a CrossFit related post on this financial blog. Priorities.