Listen up Indiana Educators: before long, there will be talk in the teachers’ lounge about changes coming to the Indiana Public Retirement System, which TRF became a part of a few years ago. Although well intentioned, the information you get in the teachers’ lounge isn’t always accurate. So here is a breakdown of the upcoming changes:
Author: Justin
Ben Carlson’s Purchases Worth The Money
“While I think that lifestyle inflation is an issue for many people when trying to save, there are plenty of areas where it makes sense to shell out some cash.” – Ben Carlson I often tell clients financial planning is about finding balance–a balance between preparing for long term goals, while enjoying and experiencing life today. The struggle…
A Must Listen to Podcast: Tim Ferriss and Seth Godin
Lately, I’ve become an avid listener of podcasts. I love the fact that I can listen to and learn from people way smarter than I am anytime of the day. It should come as no surprise that the majority of my podcast listening is centered around finance: Barry Ritholtz’s Masters in Business, The Meb Faber Show, and Patrick O’Shaughnessy’s Invest…
Act As If…
Want a quick way to end up in a financial mess (warning: NSFW language)…
A New Retirement
My fellow Millennials, it’s time we have a heart-to-heart about retirement. If you are planning on working for 30 years and then retiring, it is time to reassess those goals. Our retirement is going to be much different than the generations before us. Old Retirement = Pension + Social Security+ Savings Here are the facts: Life expectancies continue to rise:…
The Suit: Financial Planning For A New Generation
Recently, I was interviewed by The Suit magazine regarding my focus on working with Millennials. It’s exciting to have the opportunity to continue working with pre-retirees and retirees, along with my peers. I was told by other advisors that working with younger clients was not possible…well, in just a year my WealthFusion™ program is growing, and I’m finding plenty of…
3 Stacks…
Frank Ocean recently dropped his much anticipated sophomore album, and while I’m not a huge Ocean fan, I am a HUGE Outkast (pre-Speakerboxxx) fan. Naturally, I was excited to hear Andre 3000’s contribution to the album, even if it was just a minute. Check it out below… https://www.youtube.com/watch?v=oBCSkWLlm_A Can we get some more 3 Stacks?!?!? Disclaimer: Nothing on…
Organizing Your Financial Plan
Once you have your financial plan, it’s important to make sure the components of the plan, i.e. insurance documents, investment accounts, estate planning documents, etc., are organized. Sure, you may know where everything is located, but does your spouse? If someone else had to locate the components of your plan, could they? How difficult would it be? I recommend keeping…
Stay In Your Lane
By now, you’ve seen the action shot from last night’s Olympic 200m butterfly swim; you know, the one where Michael Phelps is mid stroke and zoned in looking down his lane. In the next lane Chad le Clos is looking at Phelps instead of focusing on his own race. This might be one of the best photos from this summer’s…
Sell In May…Not So Fast
Don’t be so quick to “sell in May, and go away”. “Sell in May, and go away, and come back on St. Leger’s Day” was a reality in old England. In the days prior to air conditioning, English stockbrokers would leave to escape the summer heat, and would not return until September, after the final horse race of the British Triple…