Financial Planning

No Buy July

Note: While I came up with the idea to not spend in July on my own, I have to give credit to my friend, Katelyn Marando, who is doing a similar thing and dubbed the name No Buy July. Katelyn has a great blog geared toward healthy eating and living, you should definitely check her site out at www.katelynmarando.com. June…

Continue Reading

Financial Planning, Insurance

The Reddit Insurance Fiasco

Infuriating. Insurance salesperson poses as a “financial advisor”, gives a “plan”, uses it to sell unwanted product. THIS is why we need a fiduciary standard. “r/personalfinance – My husband and I are idiots. We’ve been bamboozled by a financial advisor.” https://t.co/5dhE6lNfkg — MichaelKitces (@MichaelKitces) June 3, 2018 Earlier this week Michael Kitces shared a Reddit thread highlighting a couple who…

Continue Reading

Financial Planning, Millennials

Peer Pressure

“Without 40, Oli, there’d be no me. Imagine if I never met the broksies.” -Drake, ‘God’s Plan’ Drake credits much of his success to his friends, especially Noah “40” Shebib and Oliver “Oli” El-Khatib; both have played critical roles in Drake’s rise to become one of the most popular artists right now—Noah on the music side of things and Oliver…

Continue Reading

Financial Planning

Get To Know Your Advisor

@jus10castelli I have enjoyed reading your blog and your tweets. Perhaps I have missed it along the way, but in follow-up to today’s tweet about working with an advisor, what questions should a first timer ask a potential advisor? I’m interested, but also a bit clueless. — Justin Gingerich (@JDGingerich) March 19, 2018 My post last week about the different…

Continue Reading

Financial Planning

Misconceptions Of Working With A Financial Advisor

“Don’t cheat yourself, instead treat yourself” -Richie Rich “Rather Be Ya…” from 2Pac All Eyez On Me (Disc 2) Traditional financial services companies have convinced the public that financial planning and advice are reserved only for the wealthy; without substantial assets to invest or a high income, there is no need for a financial advisor. This message has been so ingrained…

Continue Reading

Financial Planning

America Saves Week

“America Saves Week is coordinated by America Savesand the American Savings Education Council. Started in 2007, the Week is an annual opportunity for organizations to promote good savings behavior and a chance for individuals to assess their own saving status.” If you did not know, this week is America Saves Week. We all know and understand the importance of saving; whether it’s…

Continue Reading

All About Your Benjamins The Podcast, Financial Planning

Money, Marriage and Communication with Angela Castelli (004)

In the fourth episode of All About Your Benjamins The Podcast I am joined by an extra-special guest, my wife, Angela Castelli. Ang and I have a candid conversation about the importance of communication within a relationship when it comes to household finances. We’ll discuss why communication is the foundation to successfully managing finances, the topics to discuss, and some…

Continue Reading

Financial Planning, Millennials

My Crew Rolls Deep

Well, it’s not a crew in the sense we all work together. In fact, members of the XY Planning Network, work independently from each other, but we are a crew, nonetheless–a crew of over 500 financial advisors. We all have our own firms, serve different clients, but are all connected by a common characteristic: the desire to help young professionals…

Continue Reading